Welcome to the NMG Medical Aid Comparison web tool.
This tool was developed to help clients of NMG find a medical scheme option that best meets their needs. The tool will recommend a shortlist of medical scheme options for you based on an assumed annual claims profile which the tool calculates from the answers you provide. You should be aware that your actual claims may well differ from those assumed by the tool and it is then possible that another medical scheme option might be more suitable.
The web tool is provided by NMG Consultants and Actuaries, a firm of healthcare benefit specialists. Whilst reasonable care has been taken to gauge the reliability of the information contained in this tool, NMG does not give any guarantees as to its accuracy or completeness. Any suspected errors should be reported to healthtools@sctechnology.co.za.
Access to the tool is subject to the terms set out above and you are required to confirm your acceptance of these terms by clicking on the 'I Accept' button below before you will be authorised to use the tool.
Tell us who you need to cover, your current medical scheme and the schemes you would consider. We compare every 2027 benefit option of those schemes on the same basis. An example is filled in so you can start exploring.
We use the benchmark option of each scheme you select for this type of cover as your starting point.
For each adult aged 35 or older: for how many years after the age of 35 have they not been a member of a medical scheme? Enter 0 for adults under 35 or with continuous cover. A penalty of 5% to 75% is added to that adult's share of the contribution.
No late joiner penaltySelect every scheme you would consider. All their 2027 options are ranked.
Pick any that describe the year ahead.
Hospital: would you use a network hospital if it lowered your contribution?
Day-to-day: would you use network GPs and pharmacies?
Would you rather pay less each month and cover smaller costs yourself?
Grey lines join options with the same total monthly cost. Anything in the shaded area costs you less in total than your current option for the cover you said you need.
| Type of benefit | Richness | vs yours | What you get |
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An NMG consultant starts from everything you set, checks it with you and prepares a formal proposal and record of advice. Shortlist up to three options you want discussed; if you leave it empty, your consultant starts from the best-ranked options.
Thank you. In the live tool your request would now open a pre-filled case in the NMG consultant tool, and a consultant would contact you. This prototype has not sent anything.
What the consultant tool would receive